icWales - Business - Personal Finance http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/ Read the latest personal finance news and money news for Wales and the UK. Compare prices and find the best deals for insurance, mortgages and more. en-gb http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/05/07/moral-dilemma-for-buyers-91466-20870981/ ‘Moral dilemma’ for buyers Tue, 06 May 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/05/07/moral-dilemma-for-buyers-91466-20870981/ MORE than nine out of 10 Britons would try to force down the price of a house at the last minute, despite more than half saying they thought gazundering was unethical, research showed yesterday. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/30/cost-of-getting-a-mortgage-goes-up-for-new-borrowers-91466-20838394/ Cost of getting a mortgage goes up for new borrowers Tue, 29 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/30/cost-of-getting-a-mortgage-goes-up-for-new-borrowers-91466-20838394/ THE cost of mortgages for new borrowers has continued to increase with two of the UK’s biggest lenders raising their rates. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/30/rich-aim-to-gain-from-credit-crunch-with-increased-investment-in-shares-91466-20838395/ Rich aim to gain from credit crunch with increased investment in shares Tue, 29 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/30/rich-aim-to-gain-from-credit-crunch-with-increased-investment-in-shares-91466-20838395/ High earners plan to take advantage of the credit crunch by putting more money into the stock market, a survey has found. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/23/74-admit-giving-less-than-100-to-charity-91466-20803527/ 74% admit giving less than £100 to charity Tue, 22 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/23/74-admit-giving-less-than-100-to-charity-91466-20803527/ NEARLY a third of Britons think people should aim to give at least 2% of their income to charity each year, according to new research. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/23/call-for-tax-credit-overhaul-91466-20803534/ Call for tax credit overhaul Tue, 22 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/23/call-for-tax-credit-overhaul-91466-20803534/ THE UK’s tax credit system needs to be overhauled to provide greater incentives for people on low incomes to work, a study has claimed. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/20/how-to-beat-the-credit-crunch-91466-20792049/ How to beat the credit crunch Sat, 19 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/20/how-to-beat-the-credit-crunch-91466-20792049/ AS CONFIDENCE evaporates in the world’s financial markets, a simple two- word phrase has come to symbolise the cash worries affecting us all: credit crunch. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/16/europe-link-gives-abbey-the-edge-91466-20768864/ Europe link gives Abbey the edge Tue, 15 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/16/europe-link-gives-abbey-the-edge-91466-20768864/ HIGH STREET bank Abbey is thought to be writing one-in-six of all new mortgages after seeing its market share rise since the credit crunch first hit. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/16/interest-rate-s-top-reason-to-choose-card-91466-20768868/ Interest rate’s top reason to choose card Tue, 15 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/16/interest-rate-s-top-reason-to-choose-card-91466-20768868/ THE majority of credit card customers want to be able to manage their card online but rates and fees are still the most important criteria for choosing a provider, a survey has shown. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/credit-card-limits-cut-by-3bn-91466-20737940/ Credit card limits cut by £3bn Tue, 08 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/credit-card-limits-cut-by-3bn-91466-20737940/ BRITONS have collectively had their credit limits slashed by £3.1bn as credit card companies worry about consumers’ ability to repay their debts, research showed yesterday. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/banks-must-do-more-to-help-struggling-customers-91466-20737943/ Banks must do more to help struggling customers Tue, 08 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/banks-must-do-more-to-help-struggling-customers-91466-20737943/ BANKS and building societies will have to do more to help customers who get into financial difficulties under the new banking code. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/many-parents-fail-to-invest-child-vouchers-91466-20737944/ Many parents fail to invest child vouchers Tue, 08 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/09/many-parents-fail-to-invest-child-vouchers-91466-20737944/ NEARLY a third of Child Trust Fund vouchers are going unused, three years after the government scheme was launched. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/02/new-tax-free-isa-rules-chaos-91466-20704376/ New tax-free ISA rules chaos Tue, 01 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/02/new-tax-free-isa-rules-chaos-91466-20704376/ NINE out of 10 people are in the dark about new rules governing tax-free Isas that come into force next week, figures have shown. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/02/first-time-buyers-face-years-of-saving-91466-20704377/ First-time buyers face years of saving Tue, 01 Apr 2008 23:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/04/02/first-time-buyers-face-years-of-saving-91466-20704377/ NEARLY one-in-four first-time buyers think they will have to save for six years to set aside enough money for a housing deposit, a survey showed yesterday. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/26/charity-trains-youth-to-avoid-debt-91466-20672754/ Charity trains youth to avoid debt Wed, 26 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/26/charity-trains-youth-to-avoid-debt-91466-20672754/ A UK charity is launching an initiative to help young people avoid getting into debt. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/26/sellers-in-denial-over-slowing-housing-market-91466-20672756/ Sellers ‘in denial’ over slowing housing market Wed, 26 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/26/sellers-in-denial-over-slowing-housing-market-91466-20672756/ HOMEOWNERS continue to be in denial about the state of housing market with asking prices rising by 0.8% during the past month, figures show. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/24/how-we-could-cut-our-tax-bills-by-290-91466-20666786/ How we could cut our tax bills by £290 Mon, 24 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/24/how-we-could-cut-our-tax-bills-by-290-91466-20666786/ PEOPLE in the UK will waste a record £9.3bn in tax this year by failing to plan and take full advantage of their tax allowances, research out today shows. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/fixed-rate-mortgage-payers-under-stress-91466-20643038/ Fixed-rate mortgage payers under stress Wed, 19 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/fixed-rate-mortgage-payers-under-stress-91466-20643038/ MORE than a third of a million homeowners who took out “safe” mortgage deals five years ago are now struggling to face a bill of £1.02bn, figures showed yesterday. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/first-timers-blow-deposits-91466-20643040/ First-timers blow deposits Wed, 19 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/first-timers-blow-deposits-91466-20643040/ Four out of 10 people trying to get on to the property ladder admit they have blown some of the money they saved towards a deposit, research showed yesterday. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/wedding-day-dreams-broken-by-high-costs-91466-20643044/ Wedding-day dreams broken by high costs Wed, 19 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/wedding-day-dreams-broken-by-high-costs-91466-20643044/ THE spiralling cost of getting married is forcing thousands of couples to postpone their wedding or even abandon it altogether, a survey has shown. http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/fixed-rate-mortgage-payers-under-stress-91466-20644491/ Fixed-rate mortgage payers under stress Wed, 19 Mar 2008 00:00:00 GMT http://icwales.icnetwork.co.uk/business-in-wales/personal-finance/2008/03/19/fixed-rate-mortgage-payers-under-stress-91466-20644491/ MORE than a third of a million homeowners who took out “safe” mortgage deals five years ago are now struggling to face a bill of £1.02bn, figures showed yesterday.