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‘Moral dilemma’ for buyers

MORE than nine out of 10 Britons would try to force down the price of a house at the last minute, despite more than half saying they thought gazundering was unethical, research showed yesterday. Read

Cost of getting a mortgage goes up for new borrowers

THE cost of mortgages for new borrowers has continued to increase with two of the UK’s biggest lenders raising their rates. Read

Rich aim to gain from credit crunch with increased investment in shares

High earners plan to take advantage of the credit crunch by putting more money into the stock market, a survey has found. Read

74% admit giving less than £100 to charity

NEARLY a third of Britons think people should aim to give at least 2% of their income to charity each year, according to new research. Read

Call for tax credit overhaul

THE UK’s tax credit system needs to be overhauled to provide greater incentives for people on low incomes to work, a study has claimed. Read

How to beat the credit crunch

AS CONFIDENCE evaporates in the world’s financial markets, a simple two- word phrase has come to symbolise the cash worries affecting us all: credit crunch. Read

Europe link gives Abbey the edge

HIGH STREET bank Abbey is thought to be writing one-in-six of all new mortgages after seeing its market share rise since the credit crunch first hit. Read

Interest rate’s top reason to choose card

THE majority of credit card customers want to be able to manage their card online but rates and fees are still the most important criteria for choosing a provider, a survey has shown. Read

Credit card limits cut by £3bn

BRITONS have collectively had their credit limits slashed by £3.1bn as credit card companies worry about consumers’ ability to repay their debts, research showed yesterday. Read

Banks must do more to help struggling customers

BANKS and building societies will have to do more to help customers who get into financial difficulties under the new banking code. Read

Many parents fail to invest child vouchers

NEARLY a third of Child Trust Fund vouchers are going unused, three years after the government scheme was launched. Read

New tax-free ISA rules chaos

NINE out of 10 people are in the dark about new rules governing tax-free Isas that come into force next week, figures have shown. Read

First-time buyers face years of saving

NEARLY one-in-four first-time buyers think they will have to save for six years to set aside enough money for a housing deposit, a survey showed yesterday. Read

Charity trains youth to avoid debt

A UK charity is launching an initiative to help young people avoid getting into debt. Read

Sellers ‘in denial’ over slowing housing market

HOMEOWNERS continue to be in denial about the state of housing market with asking prices rising by 0.8% during the past month, figures show. Read

How we could cut our tax bills by £290

PEOPLE in the UK will waste a record £9.3bn in tax this year by failing to plan and take full advantage of their tax allowances, research out today shows. Read

Fixed-rate mortgage payers under stress

MORE than a third of a million homeowners who took out “safe” mortgage deals five years ago are now struggling to face a bill of £1.02bn, figures showed yesterday. Read

First-timers blow deposits

Four out of 10 people trying to get on to the property ladder admit they have blown some of the money they saved towards a deposit, research showed yesterday. Read

Wedding-day dreams broken by high costs

THE spiralling cost of getting married is forcing thousands of couples to postpone their wedding or even abandon it altogether, a survey has shown. Read

Fixed-rate mortgage payers under stress

MORE than a third of a million homeowners who took out “safe” mortgage deals five years ago are now struggling to face a bill of £1.02bn, figures showed yesterday. Read

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